Individual & Family Health Insurance (ACA Marketplace)
Unlock the Power of Health Insurance
Protect your health and your wallet with ACA-compliant coverage that fits your life.
LMB Financial Group helps you compare Affordable Care Act (ACA) marketplace plans so you can keep your doctors, lower your costs with premium tax credits, and choose benefits that match your real needs—without guesswork.
What You Get
- Subsidy check: We verify eligibility for premium tax credits and cost-sharing reductions to shrink your monthly premium and out-of-pocket costs.
- Keep your providers: We confirm HMO/PPO/EPO networks and preferred doctors before you enroll.
- Smart comparisons: Side-by-side review of Bronze / Silver / Gold plans, deductibles, copays, and out-of-pocket maximums.
- Essential benefits, pre-existing covered: ACA plans include preventive care, prescriptions, mental health, maternity, and more.
- Life changes, no problem: Guidance on Special Enrollment for qualifying life events (move, marriage, new baby, loss of coverage), plus mid-year updates.
Why LMB Financial Group
- Independent & personalized: Carrier-neutral advice tailored to your health, budget, and doctors.
- Fast enrollments: From quotes to application—we handle the heavy lifting.
- Year-round support: Renewals, plan changes, billing, and claims questions—we’ve got your back.
- $0 to you: Our help doesn’t add cost to your premium.
Don’t leave savings on the table or miss an effective date. Appointments fill quickly during Open Enrollment and before month-end start dates.
👉 Book Your Free Coverage Consult
Get a no-pressure, 15-minute review to find your lowest-cost options and confirm your doctors are in-network.
