Medicare Insurance (Advantage, Supplement & Part D)

---

 
LMB Financial Group helps you compare Medicare Advantage (Part C), Medicare Supplement (Medigap), and Part D prescription drug plans—so your doctors, medications, and budget all line up without guesswork. Turn 65 with confidence, or fine-tune what you already have.

• Personalized plan match: Side-by-side comparisons of HMO/PPO Medicare Advantage, Medigap letters (e.g., Plan G, Plan N), and Part D formularies.
   
• Doctor & drug check: We verify provider networks, pharmacies, and medication tiers to minimize surprises.
   
• Cost clarity: Understand premiums, copays, deductibles, and MOOP (maximum out-of-pocket) before you enroll.
   
• Savings review: Screening for Extra Help (Part D LIS) and Medicare Savings Programs when applicable.
   
• Year-round support: New prescriptions? Moving? We help you adjust coverage the right way.
   

• Initial Enrollment Period (IEP): The 7-month window around your 65th birthday (3 months before, your birth month, and 3 months after).
   
• Annual Enrollment Period (AEP): October 15 – December 7 each year to change Medicare Advantage or Part D.
   
• Medicare Advantage Open Enrollment (MA OEP): January 1 – March 31 to make one switch (MA to MA or drop MA for Original Medicare + Part D).
   
• Special Enrollment Periods (SEPs): For qualifying events (move, loss of other coverage, and more).
   

• Independent & tailored: Carrier-neutral guidance based on your doctors, medications, and budget.
   
• Fast enrollments: From quotes to applications—we handle the heavy lifting.
   
• No extra cost to you: Our help doesn’t add to your premium.
   
• Service with staying power: Annual reviews and support when your needs change.
   

AEP spots go fast and deadlines don’t move. Compare plans now to avoid higher costs or losing access to preferred doctors and pharmacies.

👉 Book Your Medicare Review
A friendly, no-pressure consult to confirm your doctors, check your drugs, and uncover potential savings in minutes.