LMB Financial Group

Protecting your private information is our priority. This Statement of Privacy applies to

www.lmbfinancialgroup.com, and LMB Financial Group and governs data collection and usage.

For the purposes of this Privacy Policy, unless otherwise noted, all references to LMB Financial

Group include www.lmbfinancialgroup.com. The LMB Financial Group website is a Insurance

site. By using the LMB Financial Group website, you consent to the data practices described in

this statement.

Collection of your Personal Information

In order to better provide you with products and services offered, LMB Financial Group may

collect personally identifiable information, such as your:

If you purchase LMB Financial Group's products and services, we collect billing and credit card

information. This information is used to complete the purchase transaction.

LMB Financial Group may also collect anonymous demographic information, which is not unique

to you, such as your:

We do not collect any personal information about you unless you voluntarily provide it to us.

However, you may be required to provide certain personal information to us when you elect to use

certain products or services. These may include: (a) registering for an account; (b) entering a

sweepstakes or contest sponsored by us or one of our partners; (c) signing up for special offers

from selected third parties; (d) sending us an email message; (e) submitting your credit card or

other payment information when ordering and purchasing products and services. To wit, we will

use your information for, but not limited to, communicating with you in relation to services and/or

products you have requested from us. We also may gather additional personal or non-personal

information in the future.

Use of your Personal Information

LMB Financial Group collects and uses your personal information to operate and deliver the

- First and Last Name

- Mailing Address

- E-mail Address

- Phone Number

- Employer

- Medical Conditions, Social Security Numbers

- Age

- Gender

- Race

- Household Income

LMB Financial Group may also use your personally identifiable information to inform you of other

products or services available from LMB Financial Group and its affiliates.

Sharing Information with Third Parties

LMB Financial Group does not sell, rent or lease its customer lists to third parties.

LMB Financial Group may share data with trusted partners to help perform statistical analysis,

send you email or postal mail, provide customer support, or arrange for deliveries. All such third

parties are prohibited from using your personal information except to provide these services to

LMB Financial Group, and they are required to maintain the confidentiality of your information.

LMB Financial Group may disclose your personal information, without notice, if required to do so

by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the

law or comply with legal process served on LMB Financial Group or the site; (b) protect and

defend the rights or property of LMB Financial Group; and/or (c) act under exigent circumstances

to protect the personal safety of users of LMB Financial Group, or the public.

Tracking User Behavior

LMB Financial Group may keep track of the websites and pages our users visit within LMB

Financial Group, in order to determine what LMB Financial Group services are the most popular.

This data is used to deliver customized content and advertising within LMB Financial Group to

customers whose behavior indicates that they are interested in a particular subject area.

Automatically Collected Information

Information about your computer hardware and software may be automatically collected by LMB

Financial Group. This information can include: your IP address, browser type, domain names,

access times and referring website addresses. This information is used for the operation of the

service, to maintain quality of the service, and to provide general statistics regarding use of the

LMB Financial Group website.

Use of Cookies

The LMB Financial Group website may use "cookies" to help you personalize your online

experience. A cookie is a text file that is placed on your hard disk by a web page server. Cookies

cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely

assigned to you, and can only be read by a web server in the domain that issued the cookie to you.

One of the primary purposes of cookies is to provide a convenience feature to save you time. The

purpose of a cookie is to tell the Web server that you have returned to a specific page. For

example, if you personalize LMB Financial Group pages, or register with LMB Financial Group

site or services, a cookie helps LMB Financial Group to recall your specific information on

subsequent visits. This simplifies the process of recording your personal information, such as billing

addresses, shipping addresses, and so on. When you return to the same LMB Financial Group

website, the information you previously provided can be retrieved, so you can easily use the LMB Financial Group features that you customized.

You have the ability to accept or decline cookies. Most Web browsers automatically accept

cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you

choose to decline cookies, you may not be able to fully experience the interactive features of the

LMB Financial Group services or websites you visit.

Links

This website contains links to other sites. Please be aware that we are not responsible for the

content or privacy practices of such other sites. We encourage our users to be aware when they

leave our site and to read the privacy statements of any other site that collects personally

identifiable information.

Security of your Personal Information

LMB Financial Group secures your personal information from unauthorized access, use, or

disclosure. LMB Financial Group uses the following methods for this purpose:

When personal information (such as a credit card number) is transmitted to other websites, it is

protected through the use of encryption, such as the Secure Sockets Layer (SSL) protocol.

We strive to take appropriate security measures to protect against unauthorized access to or

alteration of your personal information. Unfortunately, no data transmission over the Internet or any

wireless network can be guaranteed to be 100% secure. As a result, while we strive to protect

your personal information, you acknowledge that: (a) there are security and privacy limitations

inherent to the Internet which are beyond our control; and (b) security, integrity, and privacy of any

and all information and data exchanged between you and us through this Site cannot be

guaranteed.

Right to Deletion

Subject to certain exceptions set out below, on receipt of a verifiable request from you, we will:

Please note that we may not be able to comply with requests to delete your personal information if

it is necessary to:

- SSL Protocol

• Delete your personal information from our records; and

• Direct any service providers to delete your personal information from their records.

• Complete the transaction for which the personal information was collected, fulfill the

terms of a written warranty or product recall conducted in accordance with federal

law, provide a good or service requested by you, or reasonably anticipated within the

context of our ongoing business relationship with you, or otherwise perform a contract

between you and us;

• Detect security incidents, protect against malicious, deceptive, fraudulent, or illegal

activity; or prosecute those responsible for that activity;

• Debug to identify and repair errors that impair existing intended functionality;

• Exercise free speech, ensure the right of another consumer to exercise his or her right

of free speech, or exercise another right provided for by law;

• Comply with the California Electronic Communications Privacy Act;

• Engage in public or peer-reviewed scientific, historical, or statistical research in the

public interest that adheres to all other applicable ethics and privacy laws, when our

deletion of the information is likely to render impossible or seriously impair the

achievement of such research, provided we have obtained your informed consent;

• Enable solely internal uses that are reasonably aligned with your expectations based on

your relationship with us;

• Comply with an existing legal obligation; or

• Otherwise use your personal information, internally, in a lawful manner that is

compatible with the context in which you provided the information.

Children Under Thirteen

LMB Financial Group does not knowingly collect personally identifiable information from children

under the age of thirteen. If you are under the age of thirteen, you must ask your parent or guardian

for permission to use this website.

E-mail Communications

From time to time, LMB Financial Group may contact you via email for the purpose of providing

announcements, promotional offers, alerts, confirmations, surveys, and/or other general

communication. In order to improve our Services, we may receive a notification when you open an

email from LMB Financial Group or click on a link therein.

If you would like to stop receiving marketing or promotional communications via email from LMB

Financial Group, you may opt out of such communications by clicking the UNSUBSCRIBE

button.

External Data Storage Sites

We may store your data on servers provided by third party hosting vendors with whom we have

contracted.

Changes to this Statement

LMB Financial Group reserves the right to change this Privacy Policy from time to time. We will

notify you about significant changes in the way we treat personal information by sending a notice to

the primary email address specified in your account, by placing a prominent notice on our website,

and/or by updating any privacy information. Your continued use of the website and/or Services

available after such modifications will constitute your: (a) acknowledgment of the modified Privacy

Policy; and (b) agreement to abide and be bound by that Policy.

Contact Information

LMB Financial Group welcomes your questions or comments regarding this Statement of Privacy.

If you believe that LMB Financial Group has not adhered to this Statement, please contact LMB

Financial Group at: